Thursday 17 December 2015

IS ANYONE OUT THERE??


Hi..... yes, the blog is not as constant as I would have wished. And yes, I could be more regular.

What is at issue for me though, is ....I would appreciate some feedback. Or interaction. Or your thoughts, too.

It's not that I need to feel that I am making a difference.....

I know from the hundreds of page views that people are popping in here..... but folks, this is not a one way street. It is not my intention to sit here and pontificate to all out there.

I too can benefit from the wisdom and hard-won knowledge of others !!

So how about it? Are we all in this together??

BE well,
Michael

Tuesday 8 December 2015

Amazing ICELAND.....



A wonderful and courageous man - and a politician!!!
How incredible :))
Quite inspirational - and rational !!!

https://www.youtube.com/watch?v=7zlzC_XMQzI

Thursday 26 November 2015

UNDER-USED RESOURCES


I was just reading of the economic woes in grass-roots England, where local Councils are feeling the tightening to the point where they are closing facilities we have taken for granted - such as the local Library.

Seems that donations and volunteers are just keeping some infrastructure afloat - but time is not on their side.
Too much is changing, and often all at once.

The thing is - there ARE solutions. We just need to think differently/creatively.
We have many things that are quite UNDER-utilised.
Take local schools, for example. They are only used approximately 1/3 of the time. The other 16 hours per day they do little more than pose a security cost.

Why not make them into a "profitable" centre? They have halls to hire, computer classes to hire, acres of roof space to generate solar elec and therefore excess to feed to others, woodworking/metalworking shops, art rooms with kilns etc, cinema screens, swimming pools .....getting the idea??
And for heavens sake - why aren't they already on the road to food self-sufficiency using some of the land? Selling the excess to the community??
What about saving the water they collect?
Everything that we do for ourselves means less money we have to find....

That's just schools - now extend that to all the assets and amenities that local government control.

Do it different - and do it better!! Do it for you and your neighbours.
Now how about stop reading and putting it into gear?? :)))

So many options, so much good can come of it, and have some fun on the way.....

Sunday 15 November 2015

MEET THE STREET




MEET THE STREET

Years ago when I lived in Melbourne, I was in a villa unit in a group of 10.

One day I was meeting a State Manager of a large firm with a view to taking on a distributorship for his company. I drove clear across Melbourne to see him.

During our discussion, he asked where I lived, so I told him. He looked interested, and asked in what street, so I told him. He looked askance at me and asked what number?

Yes, you guessed it – we lived in the same complex!!!

Of course, from that day on I saw him in the yard continually !!


The point I am making is that usually city dwellers insulate themselves and do their best to maintain a space around them. Natural under the circumstances of living with large numbers of people in close proximity. Rural dwellers are usually more used to co-operative living and sharing resources.

However, as I have said before, in times of trouble our best resource is our local community.
We can watch out for each other, keep an eye on each others places, share produce, share labour, share tools & equipment, babysit etc etc etc.

Problem is, once a calamity has occurred, it is more difficult to get to know people, as one has a wall of suspicion to scale.

Far better to have made some moves BEFORE the calamity strikes.


So let me introduce you to what I call “MEET THE STREET”.
It’s time to make a conscious effort to get to know everyone around you.
Initially –to get the ball rolling smoothly – you might consider doing “fun” things, like organizing a street party, and progress on to other community activities like a combined garage sale, or fair.

Such activity can then easily lead to a very local barter economy, which can then be extended as other streets do the same thing. This then gives bigger resources and a greater pool of labour, assistance and skills.


The time to start is now, folks !! Good luck with it - and remember, it's not the outcome that we ought to focus on - but rather enjoying the journey as best we can.



Saturday 14 November 2015

HEADS-UP


Well, as much as I want to be positive and look beyond the drama that's about to unfold, there are times I may have to give an update on what is going on, if only to ensure we are as aware as possible.

And therefore know when it is time to either head for the hills - or take some other action.

I do a lot of behind the scenes research that helps me stay current with what's going on around the place.
What I see is not pretty much of the time.

The mainstream media is completely sanitised (why not, it's all owned by just 6 Corporations!!!) so it takes a bit of work to glean facts from various sources.

One very good, trusted source is The Automatic Earth ( http://www.theautomaticearth.com)
The information they put forth can be quickly assessed. I also like the comments above each article!

I just thought it might be a timely reminder of my comments in October 2014 about bank "bail-ins".
These have become quietly legalised over the last few years throughout the World, and are now available to the Banksters to use if their banks are having trouble.
Which will be all of them very very soon.
Remember that you - as a depositor - are classed as an UNSECURED CREDITOR of the bank.

What that means is that once you hand over your money - it is no longer yours.
And unsecured creditors come last when the assets/liabilities of a bank are finalised. Assuming there is anything left, that is.....

The problem this time, is that taking depositors money won't make a blind bit of difference. The drama will be way too big for that. Global debt is now at truly staggering heights - and it's the end of the road.

My advice is to keep the absolute minimum necessary in a bank.

Better to be prepared weeks/months in advance - than one minute too late. If you don't believe me, then ask the people of Cyprus in 2008.

Remember too, for those of you with safety deposit boxes in banks - if the doors are shut, so is your box!!

Be as debt-free as you can, grow (or start!) your own vegetables, fruits etc, and remember that one of your greatest resources in times of hardship is your local community. So get positive links there NOW - as it may be more difficult when the fan gets hit with you-know-what!!'

As far as banks are concerned, be especially suspicious when a network outage/virus problem is reported by them - particularly on a Friday!!! I have noted that the last 2 outages here in Australia happened on a Friday - and I don't believe in coincidences. It's almost like we are being trained.......hmmmmm......
Perhaps I'm being a bit too suspicious - but then again, with good cause, as it is nothing compared to what THEY get up to!!!

I wish us all the smoothest path possible through the next period - may you travel with grace and ease !!





Sunday 8 November 2015

LETS EAT - 2 !!! AQUAPONICS.


Further to the Lets Eat blog showing the Rain Gutter cultivation system, I'll now touch on another interesting method - Aquaponics.

Where the RG system requires constant input of the correct doses of nutrients - the Aquaponics system has nutrient production BUILT-IN to it's methodology, by using fish to provide what is required!!
Here how it goes:



They are ideally suited to smaller spaces such as your backyard, for example !! If space is at a premium - put them higher so that you can use the area underneath!!  Use the fence - get creative :))



And for that matter, what's wrong with combining systems? In other words, using the Rain Gutter method of autonomous watering combined with the Aquaponics method of nutrient production !!

Sounds like a win-win to me.....:)))



Monday 2 November 2015

LETS EAT !!!!!


This is probably a subject near and dear to many people's hearts - food!!

Normally we associate growing our own food with lots of space - if not acreage, then at least a decent backyard.

Fortunately there are new ways of doing things coming out all the time.

One such evolution is the Rain Gutter method of cultivation.





No dig, inexpensive, very little infrastructure, bountiful harvests and..... the best news yet..... it's portable!!!

Finally, a system that is also suitable for people who rent, rather than own !!

All too often renters put in a traditional vege garden, and then lose the benefits when they move.

Well, with the Rain Gutter system, you just pick it up, put it in a trailer or truck - and have it ready elsewhere!! Brilliant.

You can see it here   https://www.youtube.com/watch?v=NyOIRVjatdg




As you can see from the images, you can plonk it on the ground, attach it to a wall or fence, or even make it a freestanding unit. So many options !




Now there's little excuses left for not having fresh, wholesome food near your kitchen :))

I hope that this gets your creative juices going !! Have fun !!


Friday 30 October 2015

INTERACTIVE.....


Hi,

How about we do things a little differently.....

What are YOUR concerns?

What do YOU think we need to do to ride out the storm in an easier way?

And also what are YOUR concerns on the other side of the storm?

What I would like to do is have more feedback from readers - don't be shy, we're all in this together.



If you have any particular concerns, then feel free to say so..... because in that way we can all help each other.

I open the floor to YOU......

Help me to help others.

Thank you,
Michael


Sunday 25 October 2015


Michael's Alternative Dwellings offshoot is starting !! See it here.....


There is also a link straight to it on the top left of Michael's Alternatives - just click and go....






Saturday 24 October 2015

Splitting the focus.....



For over 30 years I have been interested in Alternatives, be it an Alt. Economy, Alt. Building or Alt. Societies.

Therefore this blog will shortly be split into separate areas. So far the focus has been primarily on alerting people to what is coming, but as I’ve mentioned before, the time is now here to see beyond that, and work on self-help options to get through the transition stage with as much grace & ease as possible.

The more I see – the more I realize that we need a wholistic approach….. one that encompasses all things.

For example, building an energy-efficient home is not only more rewarding – but also more sustainable. So it is a small piece of helping the planet, rather than the current disregard for our stewardship of this beautiful, but finite place we all live in. It is no longer necessary to impose our will on the landscape, but rather to work WITH Nature to benefit us all.

Let’s get rid of the notion once and for all that we can have constant economic growth on a “spaceship” of finite resources.




So, I’ll start with a sub-blog about Alt. Building. Might even be more appropriate to call it Alt. Dwelling, because there are some exciting new areas that don’t actually involve “building” – such as the new generation of container homes. Or the movement to Tiny Homes.

Things are changing fast out there!!


The sooner the better!! 

Tuesday 20 October 2015

Thoughts on a "next level" Barter System.


Some time ago LETS (Local Energy Trading System) became quite popular. So popular, that Centrelink and the Tax Office even had to make some rulings as to what was classed as income from one's involvement in such a group. (It was decided that if you offered your hobby or leisure time it wasn't taxable - but if you offered your normal work, it was).

However, most systems started to struggle, and the reasons were much the same.

* It required too much energy input from a dedicated core group of people
* Each system became an exclusive "club"
* Being usually run by committees, prompt and minimalist action grew into problems (often of ego).
* Also, to put it simply - Life often got in the way.
* As the pace of human activity increased, people had less time and motivation to stay involved. Even though the value of their work in AU$ was slowly eroding, they had less time to do anything else about it.

I believe that the LETS concept is still very valid. The central theme of not being able to "export" your wealth from your local area (as your "currency" isn't valid elsewhere) is critically important. It keeps people gainfully employed locally when Federal Dollars can't. It allows users to access necessities when the Federal system doesn't or can't assist.

However, to become a viable alternative in an electronic economy, it needs to be taken to the next level.

From my perspective, the following therefore needs to happen:

* A LETS system is no longer a small club. ALL the local population is automatically a member - whether they trade or not. In this way EVERYONE has access and can contribute to trading activity.

* It would be ideal if the Local Councils can be encouraged to administer the system (after all, they have a vested interest in it doing well, once they change their current mindsets! This will happen when they run out of Federal dollars as they will no longer be readily available. Austerity is wonderful in changing minds!).
The Council also needs a labour force, has equipment, has infrastructure, land, premises, halls etc etc.

* To stop the tyranny that hoarding eventually fosters, it would be beneficial if the currency became a depreciating currency - that is, it is worth x% less each month. What then happens is that the velocity of currency in the system increases, and many more opportunities are created. Idle or hoarded "money" is useless in terms of the wider economy.

To see how well this worked, have a look at the Austrian town of Worgl in the 1930's ... http://www.lietaer.com/2010/03/the-worgl-experiment/
In fact, Worgl Council found that residents were paying their rates in advance!!

* Eventually all systems in a country could unite and be better served by being online, similar to say eBay (without the auction component). One would now have the whole country as One's local system, and you would look at services and offerings available anytime. Recording trading activity is also done automatically.

Naturally the major benefits of this is far wider choice, ability to source items and produce not available locally, ease of activity using the Internet and therefore a far more streamlined, user-friendly experience.



So how about we get together and create some magic, eh??









Thursday 15 October 2015

What would a new economic system look like??



A headline yesterday that says it all…..Global inequality is growing, with half the world’s wealth in the hands of just 1% of the world’s population, according to a new report (Guardian)

Once we have the BIG crash happening, and we have yet again lost our faith in a fiat currency,....what then?

In fact, do we even still need to use money?

To take a leaf from the TV show Star Trek – The Next Generation….. in their future world they no longer use or need money, as no medium of exchange is required.

Rather, everyone does what they love to do – whatever their passion is. If you want to grow food for people – fine! If you want to study – fine.
And if we are doing what moves us, then no-one gets bored!

Perhaps I could propose something here. There is one thing that we all have, we simply don’t know how much!

Time.

In other words, an hour of my life is equally as precious as an hour of yours. Whether, you are a brain surgeon, labourer or computer specialist – an hour of each of our lives carries the same value.

No inflation, no asset bubbles, no hoarding, no fuss.

No investors, shareholders or financial consultants.

And more importantly – no bankers.

A level playing field.

Finally.

Any thoughts on how we can make that work – and work well??





Tuesday 13 October 2015

Urban Positive Solutions.....


If you are living in the thick of it in an urban area when the fan gets hit, there are still a number of simple things that can be done to enhance your quality of Life.

Start growing food NOW !!!

On a balcony, up a wall, on a roof, in your backyard...no matter how small. It needn't take a huge amount of space. Climbing trellises save space. Ladder-style shelves against a fence have a small footprint. Grow vertically rather than in the traditional ways - get creative!!



More importantly, get to know your neighbours NOW !!!

Something I call "Meet the Street" would be a great self-help strategy. Start by firstly socialising and having FUN, as in street parties, street fairs, community venues, combined garage sales and community gardens in vacant land etc etc.

Then take it a step further after you are more used to each other - start a barter-type arrangement, as in a LETS system. Use a fictitious currency that has no value except among members, therefore your wealth and resources can't be "exported" out of your local precinct.

As trading grows, so too do friendships, and a sense of community follows.
This then has other benefits, with shared resources, enhanced security as people start looking out for their neighbours, and more employment for all.

I have experienced this, having established such a LETS system. In fact, it worked too well !! Members became so friendly that trades were no longer recorded, and sharing became a way of life. :)))

When one street makes it work, then those that look over the fence will also adopt it - until before long there is a wider community all gainfully involved, and making positive moves to improve the lot of all involved.

Unfortunately, we often do not implement such strategies until change is forced upon us. While it is never too late - certainly sooner is far better than later.

How about making it sooner??


Monday 12 October 2015

Real Tax Reform - Fabulously simple - and fair!!!


Real Tax Reform

By Michelle Lopert 

It’s the 21st Century and we’re still paying Income Tax. This archaic system was devised back in the Industrial Revolution. Today, with the advent of computers, there are simpler, better, and more equitable ways to collect taxes.

Most governments are continually looking for new sources of tax revenue that are not politically suicidal. Obviously, the money raised through income tax isn’t enough so we now have GST, payroll tax, property rates, fuel excise, stamp duty, capital gains tax, land tax, company tax and more. Ironically, the wealthier you are, or the bigger your corporation, the more chance you have of avoiding tax through tax havens, Swiss bank accounts and creative accountancy.

A viable alternative to all these ridiculous complex taxes is to replace them with one tax - the DEBIT TAX. The National Debit Tax is the most efficient system of taxation ever devised. And it’s not new. The Debit Tax has been working successfully in Norfolk Island where there is no income tax.

Here’s how it works. Every hour of the day, money is withdrawn from savings accounts, cheque accounts, insurance companies, business and investment organisations, and financial institutions of all kinds.

Whenever a person, financial institution, or company withdraws money by cash, cheque or electronically, a 1% tax is automatically debited. That 1% is then electronically transferred to the Australian Federal Treasury.

The tax is collected electronically and continuously – not quarterly or annually – and without paperwork of any kind. You don’t have to do a thing.

Let’s say you have an annual salary of $30,000. With today’s cumbersome system, if you add up all the taxes including income tax, GST, house rates, fuel excise and other hidden taxes, you’ll be paying about $15,000 tax. Under the debit tax system, you would only pay $300.

On a national level, a 1% debit tax would provide Australia with a tax revenue of approx $470 billion annually. The current system only provides approx $215 billion.

It’s hard to believe that a tiny 1% national debit tax could replace all other taxes at the Federal, State and Local Government levels.

Unlike all other taxation systems, the National Debit Tax does not require you or any business or organization to give an account of transactions to the Government. Big brother will not be watching because it’s not necessary.

Tax collection becomes the function of a programmed computer linked to the banking system under the control of the Treasury Department.

Individuals, businesses, and corporations will no longer be required to be self tax collectors as they are today. This eliminates potential sources of injustice, corruption and tax evasion. Why would a company bother hiding money in tax havens that charge 2 or 3% when the Debit Tax is only 1%?

Imagine, we could eliminate the bureaucratic nightmare known as the Taxation Department, emancipating the thousands of glassy-eyed administrative slaves who sweat over mountains of income tax forms, deciphering a million petty laws.

The debit tax would erode the cash economy. With Big Brother not watching, who is going to risk keeping millions under the mattress in order to avoid a piddling amount of tax?

Likewise, the debit tax would see the demise of destabilising currency speculation. The debit tax would eat away the profits of speculators who move massive amounts of money around the globe in a bid to cash in on small currency fluctuations.

What company would complain about a 1% debit tax when it means not having to pay 3.75 % payroll tax?

After the Global Financial Crisis, leaders of Europe's three biggest economies, Germany, France and Britain, were promoting the Debit Tax as a way to fulfil commitments to domestic budgets, climate change and international development. Regrettably, our federal Treasurer, Wayne Swan, did not support the tax at the G20 finance meeting in 2009 possibly because Australia came through the global financial crisis relatively unscathed. But how will we fare in future crises?

They say the only certain things in life are Death and Taxes. The tedious Tax Pack booklet may be a great cure for insomnia but let’s make it a relic. Let’s push for proper tax reform and stop fiddling at the edges while Australia burns...or, should I say, floods.

 
 (Reprinted with permission - Thank you, Michelle!).







Sunday 11 October 2015

OK.....time to get a bit more real.....

So - despite long absences from this blog while the world is writhing, it is now time for me to be a regular voice.

Because very soon a LOT of people are going to need reassurance that there is hope.....and the promise of a better tomorrow.

However, there will be pain to get through first. It will take some serious readjustments for us all to become more real, sustainable, transparent, helpful, caring......and alive.
By that I mean that we need to awaken from the dream or illusion of lifestyle. And furthermore, to take responsibility for our part in what is going down "out there".

Yes.....you.....yes, me....by our actions - or more to the point - and inactions, we have given our tacit approval to those who have been playing fast and loose with our futures.

No more.

It is time for the line in the sand. This far - and no further.
If we remain in denial, however, then the road back to sanity will be even longer. So how about we do it with as much grace and ease as possible, eh?? :))

Just in case you are still wavering - remember, that we do not inherit this earth from our parents - we steal it from our children.

I am not going to dwell on the many, many machinations that are going on out there. It is enough to know that we are facing the end of the system. Our responsibility now is..... what kind of world do we want??

Perhaps this little story illustrates the point rather well;


How can one of us be happy if the rest are sad..... says it all??

Isn't it time for ALL of us to be happy?? There is enough in this world to feed, and house everyone - all it requires is Will and motivation. It is a simple problem of distribution.

Here's the deal: I will be more regular with my posts, and offer alternatives as the blogname suggests.

YOU will agree to comment and stand up and be heard if you have something to contribute.
Fair enough??

The world I see on the other side of what's about to happen is wonderful!! I guess I'm actually in a bit of a hurry to get there!! After all, I have been waiting for it for a LONG time.....:))

BE well,
Michael









Monday 12 January 2015

aahhhhhhh.....some sense !!!


 January 11, 2015  Posted by  at 9:22 pm Finance Tagged with: ,
We need to do a lot more thinking, and take a far more critical look at ourselves, than we do at present. We’re not even playing it safe, we’re only playing it easy. And that’s just not enough. The marches in Paris and numerous other cities today were attended by people who mean well, but who should ask themselves if they want to be part of what was predictably turned into a propaganda event by ‘world leaders’. One thing is for sure; the murdered Charlie Hebdo staff would not have approved of it.
The leaders hark back to usual suspect slogans like we defend ‘Liberty’, ‘Freedom of Expression’ and ‘Our Values’. But we can’t turn our backs on the fact that ‘our values’ these days include torture and other fine ‘tactics’ that make people in other parts of the world turn their backs on us. We might want – need – to march to express our feelings about torture executed in our name, as much as to express our horror at cartoonists we never heard of being the target of automatic weapons.
There are major armed conflicts going on in 6 different Arab countries, and ‘we’ play a part in all of them. We get up in the morning and prepare to march against violence in our own streets, but we should perhaps – also – protest the violence committed in our name on other people’s streets just as much. We may feel innocent as we’re marching, but that’s simply because we refuse to look at ourselves in the mirror. And we must be able to do better than that. Both to be the best we can be (which is still a valid goal), and to prevent future attacks.
And that’s not nearly the entire story. Our governments play ‘divide and rule’ both domestically and abroad. They play nations against each other in far away parts of the globe, and poor vs rich and generation vs generation at home. If you want a better world, don’t look at your leaders to make that happen. They like the world the way it is; it got them where they are. Moreover, they’re all beholden to numerous supra-national organizations that are the real power behind the throne across the globe; NATO, IMF, EU, World Bank et al.
If you want a better world, and one in which the risk of attacks like the one this week goes down, you’ll have to look at yourself first, and take it from there. Marching in a mostly self-righteous parade in which the wrong people form the first line is not going to do it. You’re not going to solve this sitting on your couch. Our world is not just financially bankrupt, and in deep debt to boot, it’s also about as morally broke as can be.
We therefore have to rethink our world just about from scratch. Or else. We’ve lived chasing the recovery carrot for years now, but the economy won’t recover; it can’t. There hasn’t been any real growth since at least the 1980s, the only thing there’s been is increasing debt levels that we mistook for growth.
A great first example of how to do this rethinking was provided late last year, and I referred to it before, by UofM Amherst economics professor James K. Boyce:
Imagine that without major new investments in adaptation, climate change will cause world incomes to fall in the next two decades by 25% across the board, with everyone’s income going down, from the poorest farmworker in Bangladesh to the wealthiest real estate baron in Manhattan. Adaptation can cushion some but not all of these losses. What should be our priority: reduce losses for the farmworker or the baron? For the farmworker, and a billion others in the world who live on about $1 a day, this 25% income loss will be a disaster, perhaps the difference between life and death.
Yet in dollars, the loss is just 25 cents a day. For the land baron and other “one-percenters” in the U.S. with average incomes of about $2,000 a day, the 25% income loss would be a matter of regret, not survival. He’ll find a way to get by on $1,500 a day. In human terms, the baron’s loss pales compared with that of the farmworker. But in dollar terms, it’s 2,000 times larger. Conventional economic models would prescribe spending more to protect the barons than the farmworkers of the world.
It’s how we think. Boyce describes it perfectly. We chase money, no questions asked, and even call it no. 1. And unless we change the way we think, one Manhattan land baron will be saved, and 1000 Bangla Deshi farmers and their entire families will either drown or be forced higher inland, where there are already too many people just like them. A dollar or a person. Our present economic models know which one to choose. But we should have more than mere economic models guide us.
Michael Lewis – yes, him – provides another wonderful example in the New Republic. I tried to make the quote as short as I could, but, hey, Lewis is .. Lewis. The original title was ‘Extreme Wealth Is Bad for Everyone – Especially the Wealthy’ (Getting rich won’t make you happy. But it will make you more selfish and dishonest). The Week turned in into this:
When I was 14, I met a man with a talent for restoring a sense of fairness to a society with vast and growing inequalities in wealth. His name was Jack Kenney, and he’d created a tennis camp, called Tamarack, in the mountains of northern New Hampshire. The kids who went to the Tamarack Tennis Camp mostly came from well-to-do East Coast families, but the camp itself didn’t feel like a rich person’s place: It wasn’t unusual for the local health inspectors to warn the camp about its conditions, or for the mother of some Boston Brahmin dropping her child off, and seeing where he would sleep and eat for the next month, to burst into tears.
Kenney himself had enjoyed a brief, exotic career as a professional tennis player — he’d even played a doubles match on ice with Fred Perry – but he was pushing 60 and had long since abandoned whatever interest he’d had in fame and fortune. He ran his tennis camp less as a factory for future champions than as an antidote to American materialism – and also to the idea that a person could be at once successful and selfish.
Jack Kenney’s assault on teenaged American inequality began at breakfast the first morning. The bell clanged early, and the kids all rolled out of their old stained bunk beds, scratched their fresh mosquito bites, and crawled to the dining hall. On each table were small boxes of cereal, enough for each kid to have one box, but not enough that everyone could have the brand of cereal he wanted. There were Froot Loops and Cheerios, but also more than a few boxes of the deadly dark bran stuff consumed willingly only by old people suffering from constipation.
On the second morning, when the breakfast bell clanged, a mad footrace ensued. Kids sprung from their bunks and shot from cabins in the New Hampshire woods to the dining hall. The winners got the Froot Loops, the losers a laxative. By the third morning, it was clear that, in the race to the Froot Loops, some kids had a natural advantage. They were bigger and faster; or their cabins were closer to the dining hall; or they just had that special knack some people have for getting whatever they want. Some kids would always get the Froot Loops, and others would always get the laxative. Life was now officially unfair.
After that third breakfast, Kenney called an assembly on a hill overlooking a tennis court. He was unkempt and a bit odd; wisps of gray hair crossed his forehead, and he looked as if he hadn’t bathed in a week. He was also kind and gentle and funny, and kids instantly sensed that he was worth listening to and wanted to hear what he had to say.
“You all live in important places surrounded by important people,” he’d begin. “When I’m in the big city, I never understand the faces of the people, especially the people who want to be successful. They look so worried! So unsatisfied!” Here his eyes closed shut and his hands became lobster claws, pinching and grasping the air in front of him. “In the city you see people grasping, grasping, grasping. Taking, taking, taking. And it must be so hard! To be always grasping-grasping, and taking-taking. But no matter how much they have, they never have enough. They’re still worried. About what they don’t have. They’re always empty.”
“You have a choice. You don’t realize it, but you have a choice. You can be a giver or you can be a taker. You can get filled up or empty. You make that choice every day. You make that choice at breakfast when you rush to grab the cereal you want so others can’t have what they want.”
On the fourth morning, no one ate the Froot Loops. Kids were thrusting the colorful boxes at each other and leaping on the constipation cereal like war heroes jumping on hand grenades. In a stroke, the texture of life in this tennis camp had changed, from a chapter out of Lord of the Flies to the feeling between the lines of Walden. Even the most fantastically selfish kids did what they could to contribute to the general welfare of the place, and there was not a shred of doubt that everyone felt happier for it. The distinction between haves and have-nots, winners and losers, wasn’t entirely gone, of course. But it became less important than this other distinction, between the givers and the takers.
So far for the Jack Kenney story. Michael Lewis continues:
What is clear about rich people and their money — and becoming ever clearer — is how it changes them. A body of quirky but persuasive research has sought to understand the effects of wealth and privilege on human behavior — and any future book about the nature of billionaires would do well to consult it.
One especially fertile source is the University of California at Berkeley psychology department lab overseen by a professor named Dacher Keltner. In one study, Keltner and his colleague Paul Piff installed note takers and cameras at city street intersections with four-way Stop signs. The people driving expensive cars were four times more likely to cut in front of other drivers than drivers of cheap cars.
The researchers then followed the drivers to the city’s crosswalks and positioned themselves as pedestrians, waiting to cross the street. The drivers in the cheap cars all respected the pedestrians’ right of way. The drivers in the expensive cars ignored the pedestrians 46.2% of the time – a finding that was replicated in spirit by another team of researchers in Manhattan, who found drivers of expensive cars were far more likely to double-park.
In yet another study, the Berkeley researchers invited a cross section of the population into their lab and marched them through a series of tasks. Upon leaving the laboratory testing room, the subjects passed a big jar of candy. The richer the person, the more likely he was to reach in and take candy from the jar — and ignore the big sign on the jar that said the candy was for the children who passed through the department.
Maybe my favorite study done by the Berkeley team rigged a game with cash prizes in favor of one of the players, and then showed how that person, as he grows richer, becomes more likely to cheat. In his forthcoming book on power, Keltner contemplates his findings:
If I have $100,000 in my bank account, winning $50 alters my personal wealth in trivial fashion. It just isn’t that big of a deal. If I have $84 in my bank account, winning $50 not only changes my personal wealth significantly, it matters in terms of the quality of my life — the extra $50 changes what bill I might be able to pay, what I might put in my refrigerator at the end of the month, the kind of date I would go out on, or whether or not I could buy a beer for a friend. The value of winning $50 is greater for the poor, and, by implication, the incentive for lying in our study greater. Yet it was our wealthy participants who were far more likely to lie for the chance of winning fifty bucks.
There is plenty more like this to be found, if you look for it. A team of researchers at the New York State Psychiatric Institute surveyed 43,000 Americans and found that, by some wide margin, the rich were more likely to shoplift than the poor. Another study, by a coalition of nonprofits called the Independent Sector, revealed that people with incomes below 25 grand give away, on average, 4.2% of their income, while those earning more than 150 grand a year give away only 2.7%. A UCLA neuroscientist named Keely Muscatell has published an interesting paper showing that wealth quiets the nerves in the brain associated with empathy.
If you show rich people and poor people pictures of kids with cancer, the poor people’s brains exhibit a great deal more activity than the rich people’s. “As you move up the class ladder,” says Keltner, “you are more likely to violate the rules of the road, to lie, to cheat, to take candy from kids, to shoplift, and to be tightfisted in giving to others. Straightforward economic analyses have trouble making sense of this pattern of results.”
But that wouldn’t work, you think? Not for you, not in today’s world, and certainly not for the political class? Well, we happen to have the example of a real life president of a nation who questions all we tend to think is ‘normal’. Back in October, HuffPo had this portrait of Uruguayan President José Mujica. And please see this against the backdrop of US presidential candidates raising hundreds of millions of dollars even just for their preliminary campaigns.
Mujica says what I often have, that money should be kept out of a political system, because if it isn’t it will end up buying and eating that system whole. Too late for the US and Europe, but perhaps not for Uruguay.
People who like money too much ought to be kicked out of politics, Uruguayan President José Mujica told CNN en Español [..] “We invented this thing called representative democracy, where we say the majority is who decides,” Mujica said in the interview. “So it seems to me that we [heads of state] should live like the majority and not like the minority.” Dubbed the “World’s Poorest President” in a widely circulated BBC piece from 2012, Mujica reportedly donates 90% of his salary to charity.
Mujica’s example offers a strong contrast to the United States, where in politics the median member of Congress is worth more than $1 million and corporations have many of the same rights as individuals when it comes to donating to political campaigns. “The red carpet, people who play – those things,” Mujica said, mimicking a person playing a cornet. “All those things are feudal leftovers. And the staff that surrounds the president are like the old court.”
“I’m not against people who have money, who like money, who go crazy for money,” Mujica said. “But in politics we have to separate them. We have to run people who love money too much out of politics, they’re a danger in politics… People who love money should dedicate themselves to industry, to commerce, to multiply wealth. But politics is the struggle for the happiness of all.”
Asked why rich people make bad representatives of poor people, Mujica said: “They tend to view the world through their perspective, which is the perspective of money. Even when operating with good intentions, the perspective they have of the world, of life, of their decisions, is informed by wealth. If we live in a world where the majority is supposed to govern, we have to try to root our perspective in that of the majority, not the minority.”
“I’m an enemy of consumerism. Because of this hyperconsumerism, we’re forgetting about fundamental things and wasting human strength on frivolities that have little to do with human happiness.”
He lives on a small farm on the outskirts of the capital of Montevideo with his wife, Uruguayan Sen. Lucia Topolansky and their three-legged dog Manuela. He says he rejects materialism because it would rob him of the time he uses to enjoy his passions, like tending to his flower farm and working outside. “I don’t have the hands of a president,” Mujica told CNN. “They’re kind of mangled.”
Mujica is the kind of man, make that human being, who should be in charge of all countries. Money and politics don’t mix, or at least not in a democracy. And I don’t see any exceptions to that rule. Mujica is right: if and when the majority of people in a country are poor, which is true just about everywhere, and certainly in the Anglo world and most EU countries, then their president should be poor too.
And inevitably, if you would follow the example of your president, so should his people. Not dirt poor, not starving, just being content with basic necessities for you and your family. And then tend to your flower farm, or your vegetable farm, your kids.
Sounds stupid. I know. But we haven’t had any real growth in decades, and the wizard’s curtain is being lifted on the fake growth we did have since too. So maybe the economy’s not all that cyclical after all, or maybe the cycles are longer than we would like, Kondratieff 70 year like. Or even longer.
Ask anyone if they would like to have $1000, or $10,000 or $1 million or more, and you know that the answer would be. But Michael Lewis shows that none of it would make you any happier, if you already have – or make – enough to survive on. Still, it’s generally accepted that more is always good.
And then you have the president of Uruguay, admittedly a small country and in South America to boot, who says that only poor people can truly represent poor people, who will always be in the majority in whichever country you may live in, and that that is the core of democracy.
Here’s thinking we are absolutely clueless when it comes to the value of wealth, and that we keep chasing more of it because we’re not smart enough to recognize that value. And that that’s why we have torture and wars and all the other things that make us so ugly. We have absolutely no clue what the value of wealth is. And as long as we don’t, we shouldn’t have any.